If you have the option to start from scratch, get the 5200lb. I'm currently not too fare below the 7000lb max with my open 18ft with two toolboxes, 6 fuel jugs and an 8-tire rack.
When I re-did my trailer axle setup, i really wanted to go up to 5200lbs but the cost of changing out all of my hubs/brakes/wheels wasn't worth it given that one day I will trade it for an enclosed.
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